/*
Theme Name: Creditoroff Finance
Template: reboot
Version: 2026.08.06
Text Domain: creditoroff-finance
*/
:root{--cf-bg:#f4f7fb;--cf-panel:#fff;--cf-ink:#111827;--cf-blue:#071a33;--cf-blue2:#0e2a4d;--cf-muted:#667085;--cf-border:#d9e2ee;--cf-green:#0f9f6e;--cf-green2:#dff8ef;--cf-gold:#c8942f;--cf-radius:18px;--cf-shadow:0 18px 45px rgba(7,26,51,.09)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cf-bg);color:var(--cf-ink);font:16px/1.68 Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;overflow-x:hidden;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}img,svg{max-width:100%;height:auto;display:block}button,input{font:inherit}.cf-container{width:min(100% - 32px,1180px);margin:auto}.cf-header{position:sticky;top:0;z-index:80;background:rgba(255,255,255,.94);backdrop-filter:blur(16px);border-bottom:1px solid var(--cf-border)}.cf-topline{min-height:34px;display:flex;justify-content:space-between;align-items:center;gap:18px;color:#516070;font-size:13px}.cf-topline a{font-weight:800;color:var(--cf-blue)}.cf-header__main{min-height:74px;display:flex;align-items:center;gap:18px}.cf-brand{display:inline-flex;align-items:center;gap:10px;font-weight:950;font-size:24px;color:var(--cf-blue);white-space:nowrap}.cf-brand__mark{width:42px;height:42px;border-radius:12px;background:linear-gradient(135deg,var(--cf-blue),var(--cf-green));color:#fff;display:flex;align-items:center;justify-content:center}.cf-brand span span{color:var(--cf-green)}.cf-search{margin-left:auto;min-width:280px;max-width:390px;flex:1;display:flex;align-items:center;gap:8px;padding:6px;border:1px solid var(--cf-border);border-radius:999px;background:#fff}.cf-search input{border:0;outline:0;min-width:0;flex:1;padding:0 8px;background:transparent}.cf-search button,.cf-btn{min-height:42px;border:0;border-radius:999px;background:var(--cf-green);color:#fff;padding:0 16px;font-weight:900;cursor:pointer;display:inline-flex;align-items:center;justify-content:center}.cf-btn--dark{background:var(--cf-blue)}.cf-btn--ghost{background:#fff;color:var(--cf-blue);border:1px solid var(--cf-border)}.cf-menu-toggle{display:none;align-items:center;gap:8px;min-height:44px;border:1px solid var(--cf-border);border-radius:999px;background:#fff;color:var(--cf-blue);padding:0 14px;font-weight:900}.cf-nav-wrap{border-top:1px solid var(--cf-border)}.cf-nav{min-height:48px;display:flex;align-items:center;gap:8px;overflow-x:auto}.cf-nav a{display:inline-flex;align-items:center;min-height:38px;padding:0 13px;border-radius:999px;font-weight:850;color:#23344c;white-space:nowrap}.cf-nav a:hover{background:var(--cf-green2);color:#076246}.cf-main{padding:28px 0}.cf-hero{padding:34px 0 28px;background:linear-gradient(135deg,#071a33 0%,#0e2a4d 55%,#0f513f 100%);color:#fff}.cf-hero__grid{display:grid;grid-template-columns:1.25fr .75fr;gap:28px;align-items:stretch}.cf-kicker{display:inline-flex;align-items:center;gap:8px;min-height:34px;padding:0 11px;border-radius:999px;background:rgba(15,159,110,.12);color:#087a56;font-size:13px;font-weight:950;text-transform:uppercase}.cf-hero .cf-kicker{background:rgba(255,255,255,.12);color:#c7f8e8}.cf-title{font-size:clamp(36px,5vw,64px);line-height:1.02;margin:14px 0 16px;letter-spacing:0}.cf-page-title{font-size:clamp(31px,4vw,48px);line-height:1.08;margin:12px 0 14px;letter-spacing:0;color:var(--cf-blue)}.cf-lead{font-size:18px;line-height:1.65;color:#435266;margin:0 0 18px}.cf-hero .cf-lead{color:#dce8f5}.cf-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.cf-market-card{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);border-radius:var(--cf-radius);padding:22px;display:grid;gap:12px}.cf-market-row{display:flex;justify-content:space-between;gap:14px;padding:14px;border-radius:14px;background:rgba(255,255,255,.1)}.cf-market-row strong{font-size:20px}.cf-market-row span{color:#b9c7d8}.cf-market-row em{font-style:normal;color:#7cf0bd;font-weight:950}.cf-section{padding:30px 0}.cf-section__head{display:flex;justify-content:space-between;gap:18px;align-items:end;margin-bottom:16px}.cf-section__title{font-size:28px;line-height:1.18;margin:0;color:var(--cf-blue)}.cf-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.cf-card{display:flex;flex-direction:column;min-height:255px;padding:20px;border:1px solid var(--cf-border);border-radius:var(--cf-radius);background:#fff;box-shadow:var(--cf-shadow);transition:transform .14s ease,border-color .14s ease}.cf-card:hover{transform:translateY(-2px);border-color:rgba(15,159,110,.38)}.cf-card__top{display:flex;justify-content:space-between;gap:10px;margin-bottom:14px}.cf-chip{display:inline-flex;align-items:center;min-height:30px;padding:0 10px;border-radius:999px;background:var(--cf-green2);color:#087a56;font-size:12px;font-weight:950}.cf-card__title{font-size:21px;line-height:1.25;margin-bottom:10px;color:var(--cf-blue)}.cf-card__desc{color:var(--cf-muted);display:block}.cf-card__meta{margin-top:auto;padding-top:18px;color:#7a8798;font-size:13px;display:flex;gap:8px;flex-wrap:wrap}.cf-topic-grid,.cf-tools-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.cf-topic-grid article,.cf-panel,.cf-tool{background:#fff;border:1px solid var(--cf-border);border-radius:var(--cf-radius);padding:20px;box-shadow:var(--cf-shadow)}.cf-topic-grid strong,.cf-tool strong{display:block;font-size:20px;color:var(--cf-blue);margin-bottom:8px}.cf-topic-grid span,.cf-tool span{display:block;color:var(--cf-muted)}.cf-topic-grid a,.cf-tool a{margin-top:14px;display:inline-flex;font-weight:900;color:var(--cf-green)}.cf-layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:28px;align-items:start}.cf-article{max-width:820px;background:#fff;border:1px solid var(--cf-border);border-radius:var(--cf-radius);padding:30px;box-shadow:var(--cf-shadow)}.cf-article__meta{display:flex;gap:10px;flex-wrap:wrap;color:#6b7789;font-size:14px;margin-bottom:20px}.cf-content{font-size:18px;line-height:1.78}.cf-content h2{font-size:29px;line-height:1.2;margin:34px 0 12px;color:var(--cf-blue)}.cf-content h3{font-size:23px;line-height:1.25;margin:26px 0 10px;color:var(--cf-blue)}.cf-content p{margin:0 0 17px}.cf-content ul,.cf-content ol{padding-left:24px}.cf-content li{margin:8px 0}.cf-content blockquote{margin:24px 0;padding:18px 22px;border-left:4px solid var(--cf-green);background:#f2fbf8;border-radius:0 14px 14px 0;color:#23344c;font-weight:750}.cf-content table{width:100%;border-collapse:collapse;margin:22px 0;background:#fff;overflow:hidden;border-radius:14px}.cf-content th,.cf-content td{border:1px solid var(--cf-border);padding:12px;text-align:left}.cf-content th{background:#eef5fb;color:var(--cf-blue)}.cf-breadcrumbs{display:flex;gap:8px;flex-wrap:wrap;color:#657386;font-size:14px;margin:0 0 18px}.cf-breadcrumbs a{font-weight:850;color:var(--cf-green)}.cf-toc{border:1px solid var(--cf-border);border-radius:14px;padding:16px;margin:22px 0;background:#f8fbfe}.cf-toc strong{display:block;margin-bottom:8px;color:var(--cf-blue)}.cf-toc a{display:block;padding:5px 0;color:#334155;font-weight:750}.cf-sidebar{position:sticky;top:142px;display:grid;gap:16px}.cf-panel h2{font-size:18px;margin:0 0 12px;color:var(--cf-blue)}.cf-panel a{display:flex;justify-content:space-between;gap:10px;padding:9px 0;border-bottom:1px solid #eef2f7;font-weight:850}.cf-panel a:last-child{border-bottom:0}.cf-related{margin-top:26px}.cf-related__grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.cf-related__grid a{display:block;padding:14px;border-radius:14px;border:1px solid var(--cf-border);background:#fff;font-weight:850}.cf-author{margin-top:24px;padding:18px;border-radius:14px;background:#eef7ff;border:1px solid #cce0f4}.cf-reading{position:fixed;top:0;left:0;right:0;height:3px;background:transparent;z-index:100}.cf-reading span{display:block;height:100%;width:0;background:var(--cf-green)}.cf-calc{margin:22px 0;padding:22px;border-radius:var(--cf-radius);border:1px solid var(--cf-border);background:#fff;box-shadow:var(--cf-shadow)}.cf-calc h2{margin-top:0}.cf-calc__grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.cf-calc label{font-weight:850;color:#34445c}.cf-calc input{width:100%;min-height:48px;margin-top:6px;border:1px solid var(--cf-border);border-radius:12px;padding:0 12px}.cf-calc__result{margin-top:16px;padding:16px;border-radius:14px;background:linear-gradient(135deg,#edf7ff,#e9fff6);font-size:18px;font-weight:950;color:var(--cf-blue)}.cf-note{font-size:14px;color:var(--cf-muted);margin-bottom:0}.cf-glossary{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin:22px 0}.cf-glossary a{min-height:56px;display:flex;align-items:center;padding:12px;border-radius:14px;background:#fff;border:1px solid var(--cf-border);box-shadow:0 10px 24px rgba(7,26,51,.05);font-weight:900}.cf-subscribe{margin:34px 0;padding:28px;border-radius:var(--cf-radius);background:var(--cf-blue);color:#fff;display:grid;grid-template-columns:1.1fr .9fr;gap:20px;align-items:center}.cf-subscribe p{color:#d2dfec}.cf-subscribe form{display:flex;gap:10px}.cf-subscribe input{min-height:48px;border:0;border-radius:999px;padding:0 16px;flex:1}.cf-footer{margin-top:40px;background:#07111f;color:#dce6f3;padding:42px 0 18px}.cf-footer__grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:26px}.cf-footer h2{font-size:15px;text-transform:uppercase;color:#fff;margin:0 0 12px}.cf-footer a{display:block;margin:8px 0;color:#dce6f3;font-weight:800}.cf-footer p{color:#9fb0c4}.cf-footer__bottom{margin-top:24px;padding-top:18px;border-top:1px solid rgba(255,255,255,.12);display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;color:#9fb0c4;font-size:14px}.cf-float{position:fixed;right:18px;bottom:18px;width:48px;height:48px;border:0;border-radius:50%;background:var(--cf-green);color:#fff;font-size:20px;box-shadow:0 14px 34px rgba(7,26,51,.22);cursor:pointer;z-index:70}.dark-mode{--cf-bg:#08111f;--cf-panel:#101b2a;--cf-ink:#e8eef7;--cf-blue:#dce9f8;--cf-blue2:#15243a;--cf-muted:#a7b4c6;--cf-border:#23344c}.dark-mode .cf-header,.dark-mode .cf-card,.dark-mode .cf-panel,.dark-mode .cf-article,.dark-mode .cf-topic-grid article,.dark-mode .cf-tool,.dark-mode .cf-calc,.dark-mode .cf-glossary a{background:#101b2a}.dark-mode .cf-search,.dark-mode .cf-btn--ghost{background:#101b2a}.screen-reader-text{position:absolute!important;clip:rect(1px,1px,1px,1px);width:1px;height:1px;overflow:hidden}@media(max-width:1100px){.cf-grid,.cf-topic-grid,.cf-tools-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.cf-hero__grid,.cf-subscribe{grid-template-columns:1fr}.cf-footer__grid{grid-template-columns:1.2fr 1fr 1fr}}@media(max-width:834px){.cf-container{width:min(100% - 26px,1180px)}.cf-topline{display:none}.cf-header__main{flex-wrap:wrap;padding:10px 0}.cf-search{order:3;max-width:none;width:100%;min-width:0}.cf-menu-toggle{display:inline-flex;margin-left:auto}.cf-nav{display:none;padding:0 0 14px}.cf-nav.is-open{display:flex;align-items:stretch;flex-direction:column}.cf-nav a{width:100%;justify-content:flex-start;min-height:44px}.cf-layout{grid-template-columns:1fr}.cf-sidebar{position:static}.cf-article{max-width:none}.cf-footer__grid{grid-template-columns:1fr 1fr}.cf-footer__brand{grid-column:1/-1}.cf-calc__grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:560px){.cf-container{width:min(100% - 22px,1180px)}.cf-title{font-size:34px}.cf-page-title{font-size:30px}.cf-grid,.cf-topic-grid,.cf-tools-grid,.cf-footer__grid,.cf-related__grid,.cf-glossary,.cf-calc__grid{grid-template-columns:1fr}.cf-article{padding:20px}.cf-content{font-size:17px}.cf-subscribe form{display:block}.cf-subscribe button{width:100%;margin-top:10px}.cf-float{right:12px;bottom:12px}}

/* CFP form states */
.cf-form-message{display:block;margin-top:10px;color:#c7f8e8;font-weight:850}.cf-meta-table{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:18px 0}.cf-meta-table div{padding:14px;border-radius:14px;background:#f7fbff;border:1px solid var(--cf-border)}.cf-meta-table dt{font-size:12px;text-transform:uppercase;color:#64748b;font-weight:950}.cf-meta-table dd{margin:0;font-weight:900;color:var(--cf-blue)}@media(max-width:720px){.cf-meta-table{grid-template-columns:1fr}}
